Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Does My Auto Insurance Cover My Trailer?

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...

How Early Should I Start Investing In My 401(k)?

The sooner you start putting money into a 401(k), the better. If you are in your 20s or 30s, retirement may be low on your list of financial priorities. But if you start investing in your 401(k) now, your savings could grow tax-free for the next 30 to 40 years. Also, if your employer is offering matching funds and you fail to either opt into...

Auto Safety Features: The Good. The Helpful. The Annoying?

If you have purchased a car in the last four years, you’ve probably noticed several new features designed to help protect you on the roadway. And thanks to that advanced engineering and technology, today’s cars are safer than ever. (Having the right auto insurance can protect you on the road, too.) An analysis by the Insurance Institute for Highway Safety (IIHS) and the Highway Loss...

40 Road Trip Games & Activities

In response to the COVID-19 pandemic, vacation travel is bound to look different than usual. In the name of social distancing, that may mean trading a crowded airplane cabin for the adventure of a summer road trip. (That's one more reason to give your auto insurance a checkup, if it's been a while.) Of course, the biggest sacrifice in traveling by car is the extra time...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...