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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Flu Season and Group Health Benefits: What Employers Should Know

Flu Season and Group Health Benefits: What Employers Should Know

As flu season picks up each fall, employers are often looking for practical ways to support employee health while managing the impact of illness-related absences on their business. Group health benefits, along with a few workplace wellness efforts, can play a meaningful role during this time of year. Why Flu Season Matters for Employers Seasonal flu tends to peak between October and February, and illness-related...

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...

Voluntary Benefits 101: Adding Value to Your Group Benefits Package

Voluntary Benefits 101: Adding Value to Your Group Benefits Package

What Are Voluntary Benefits? Voluntary benefits are additional coverage options that employees can choose to purchase, often at a discounted group rate, alongside their core benefits like health insurance. Unlike core benefits, which employers often subsidize, voluntary benefits are typically paid for by the employee through payroll deduction, though some employers choose to cover part or all of the cost as an added perk. Because...

Smart Homes: What Connected Devices Mean for Your Insurance

Smart Homes: What Connected Devices Mean for Your Insurance

From thermostats that learn your habits to sensors that detect water leaks, connected technology is changing the way we live—and the way insurance companies think about risk. For homeowners, these devices do more than make life easier. They can help prevent costly damage, alert you before problems escalate, and even lower your insurance premiums. Many insurers are now rewarding homeowners who adopt smart technology with...